XALQARO SUG‘URTA AMALIYOTIDA STRESS-TEST MEXANIZMLARINING MOLIYAVIY BARQARORLIKNI TA’MINLASHDAGI AHAMIYATI
Keywords:
Stress-test, moliyaviy barqarorlik, sug‘urta risklari, kapital yetarliligi, risklarni boshqarish, riskka asoslangan nazorat.Abstract
Ushbu tadqiqotda xalqaro sug‘urta amaliyotida stress-test mexanizmlarining sug‘urta kompaniyalari moliyaviy barqarorligini ta’minlashdagi o‘rni va ahamiyati tahlil qilindi. Tadqiqot jarayonida stress-testlarning nazariy asoslari, ularning riskka asoslangan nazorat tizimidagi roli hamda kapital yetarliligini baholashdagi ahamiyati yoritib berilgan. Shuningdek, xalqaro tajriba asosida O‘zbekiston sug‘urta bozorida stress-test mexanizmlarini joriy etish va takomillashtirish bo‘yicha mavjud muammolar aniqlandi hamda ularga mos ilmiy-amaliy tavsiya va xulosalar shakllantirildi.
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